Cashflow Illustrator
Lifetime Financial Illustration · Two Scenarios Side by Side

Your financial life,
modelled to age 100.

Enter your details once. Compare two scenarios side by side — different retirement ages, contribution levels, growth assumptions or spending plans. See exactly where each path leads.

Illustrative projections only — not regulated financial advice. For a personalised, regulated plan speak to B² Wealth.
Inputs & Scenarios
Scenario A
Scenario B
Personal Details
Shared across both scenarios
Current Age
yrs
Partner Age
Annual Income (gross)
£
Salary, dividends or drawings
Retirement
Scenario A
Scenario B
Retirement Age
When you plan to stop working
yrs
yrs
Planning Age
Model to this age (max 100)
yrs
yrs
Target Retirement Income
After tax, per year in today’s money
£/yr
£/yr
Retirement Expenditure Growth
Annual increase in real spending
2%
2%
Pensions
Scenario A
Scenario B
DC / SIPP Pension Pots
Add each pot separately
Monthly Pension Contributions
You + employer combined
£/mth
£/mth
DB / Final Salary Pension
Annual income at retirement
£/yr
£/yr
State Pension
Scenario A
Scenario B
State Pension Age
yrs
yrs
Annual State Pension
Your forecast amount
£/yr
£/yr
Savings & Investments
Scenario A
Scenario B
Stocks & Shares ISA
Current total value
£
£
General Investment Account
Current total value
£
£
Cash Savings
For retirement / investment use
£
£
Monthly Savings (outside pension)
£/mth
£/mth
Property
Scenario A
Scenario B
Primary Residence Value
Current estimated value
£
£
Outstanding Mortgage
Current balance
£
£
Investment Property Value
Total current value
£
£
Assumptions
Scenario A
Scenario B
Investment Growth Rate
Nominal annual return
5%
6%
Inflation Rate
Annual price increase
2.5%
2.5%
Property Growth Rate
Annual capital appreciation
3%
3%
Drawdown Rate
% of invested pot drawn each year
3.5%
4%
Projected Retirement Income
Scenario A
—
per year
Scenario B
—
per year
Key Metrics
—
Pot at retirement
—
Pot depletes
—
Estate at 80
—
Pot at retirement
—
Pot depletes
—
Estate at 80
Scenario A — Income Sources
Scenario B — Income Sources
Wealth Balance — A vs B

Numbers are a starting point.
Let's build the real plan.

A cashflow illustration shows the picture. A financial adviser builds the strategy — tax-efficiently structured, reviewed every year, adjusted as your life changes.


Get in touch

Talk to B² Wealth
about your plan.

These projections are a starting point. A B² Wealth adviser can build a personalised, regulated financial plan — including tax-efficient structuring, pension planning and estate considerations.

Please enter a valid email

Your details are treated in confidence. Privacy Policy

Illustrative projections only. Not regulated financial advice. The value of investments can fall as well as rise. Tax treatment depends on individual circumstances and may change. Pension IHT projections are based on proposals effective April 2027, subject to final legislation. B² Wealth provides independent financial planning services. FCA regulated.